Mudra Loan for Freelancers: Full Guide | Naukri Mitra
Rohan spent four years as someone else's employee before he decided to build a freelance video editing studio from his spare bedroom. The skills were ready. The camera gear, the editing workstation, and three months of rent while clients trickled in were not. Like thousands of Indian freelancers every year, he discovered that the hardest part of going independent isn't finding work — it's finding the few lakh rupees that bridge the gap between quitting a job and getting paid for the first project. This is exactly the gap the Pradhan Mantri Mudra Yojana was built to close, and yet most freelancers never apply because they assume government business loans are only for shopkeepers and manufacturers. That assumption is outdated. Banks across India now routinely sanction a Mudra loan for freelancers India wide — covering consultants, designers, writers, photographers, developers, and other solo professionals who earn through client contracts rather than a fixed salary. This g...